Top New York Banks

New York’s banking landscape showcases a dynamic blend of traditional financial services and innovative banking solutions, catering to a diverse array of customer needs and preferences.

Premier Banking Options in New York

New York is home to a wide variety of banks, ranging from large, internationally recognized institutions to smaller, community-focused organizations. 

Apple Bank, a savings bank headquartered in Manhasset, New York, operates within the New York metropolitan area. Established in 1863 as Harlem Savings Bank, it initially served the Harlem area, then a suburban village. Throughout its history, Apple Bank expanded through acquisitions, including Commonwealth Savings Bank in 1932 and Central Savings Bank in 1981. In recent years, it continued to grow, acquiring branches from Emigrant Savings Bank in 2013 and expanding into New Jersey in 2022. The bank prides itself on uninterrupted profitability, marking its 32nd consecutive year of profit in 2023​.

Apple Bank operates 80 branches in the New York metropolitan area, emphasizing its robust network within the region and its commitment to providing financial services to a wide range of customers across different communities​.

Bank of America has a substantial footprint in New York with 252 branches spread across 127 cities and towns, offering its clients a wide array of banking and financial services. This extensive network allows Bank of America to effectively cater to New Yorkers’ diverse financial needs effectively, positioning it as a key player in the state’s banking sector.

Capital One’s robust presence in New York is complemented by its comprehensive range of financial products and innovative banking solutions. This network supports both individual and business banking needs, offering services from savings and checking accounts to loans and digital banking platforms, ensuring that customers have access to their finances whenever and wherever they need.

With 83 branches located in 49 cities and towns, Capital One ensures accessibility and convenience for its customers throughout New York, underlining its commitment to serving diverse banking needs​.

Chase Bank, one of the leading financial institutions in the United States, has a robust presence in New York with numerous branches spread across the state. As a key player in the banking industry, Chase offers a wide array of services, including personal banking, loans, mortgages, and investment solutions. Their extensive network in New York ensures convenient access for customers, reinforcing Chase’s commitment to providing comprehensive financial services and supporting the economic growth of the communities they serve.

Chase Bank operates with 573 branches in 244 different cities and towns in the state of New York, showcasing its extensive presence and commitment to serving a diverse range of customers throughout the state​.

Citibank, a major international bank, has a significant presence in New York, serving as a key player in the financial landscape of the city and the broader state. With a wide network of branches and ATMs throughout New York, Citibank offers a comprehensive range of financial services including personal banking, credit cards, mortgages, investment services, and more. Its influence extends beyond traditional banking, contributing to economic development and supporting local communities through various initiatives. Citibank’s global expertise, combined with its local focus, makes it a vital institution for New Yorkers seeking diverse financial solutions.

Citibank operates with 211 branches in 93 different cities and towns across the state of New York​.

Empire State Bank is a notable banking institution in New York with a solid foundation to serve its customers. Established to cater to individuals’ and businesses’ banking and financial needs, it offers various services, including savings and checking accounts, loans, and online banking solutions.

Empire State Bank operates with six branches located across New York State. These branches are strategically situated to ensure accessibility and convenience for their customers. The bank’s presence in New York includes locations such as Staten Island, Brooklyn, and Newburgh, among others.

M &T Bank, established in 1856, is a prominent financial institution that maintains a strong local presence in the New York metropolitan area. Renowned for its community-oriented approach, M&T Bank offers a wide array of financial products and services designed to meet the diverse needs of its customers, ranging from personal banking to business and commercial services. Its commitment to local communities is evident through its support of various social, educational, and economic development initiatives, making it a vital part of New York’s financial landscape.

M & T Bank operates with 267 branches across 188 cities and towns in the state of New York, showcasing its extensive presence and commitment to serving the local communities within the New York metropolitan area.​

New York Community Bank is a prominent banking institution in New York, operating with a focus on providing comprehensive banking services tailored to the needs of its communities. It has a strong presence throughout the state, with a network of 113 branches across 59 different cities and towns, ensuring accessibility and convenience for its customers in New York​.

Ridgewood Savings Bank, founded in 1921, is the largest mutual savings bank in New York State. It serves the New York metropolitan area with 36 branches across New York City’s five boroughs, Long Island, and Westchester County. The bank’s focus on community service is a testament to its roots, beginning with 14 local businessmen in Ridgewood, Queens, aiming to meet the community’s financial needs. Over the years, it has expanded while maintaining its commitment to serving the local community​.

Wells Fargo Bank has a notable presence in New York, operating with 74 branches spread across 44 different cities and towns. This network enables Wells Fargo to offer a wide range of financial products and services to meet the diverse needs of its customers in New York, contributing to the bank’s reputation as a reliable and accessible financial institution​.